Legal

Privacy Policy

Effective Date: August 22, 2026Last Updated: September 7, 2026

Amoni Capital respects your privacy and is committed to handling personal information responsibly.

This Privacy Policy explains how Amoni Capital collects, uses, discloses, retains, and protects personal information in connection with amonicapital.com and our related websites, forms, accounts, communications, marketing activities, property evaluations, and potential or completed real-estate transactions (collectively, the “Services”).

For purposes of this Privacy Policy, “Amoni Capital,” “Amoni,” “we,” “us,” and “our” refer to the operator of the Services under the Amoni Capital brand.

The legal identity of a purchaser, assignee, affiliate, acquisition entity, or other contracting party involved in a particular real-estate transaction may be identified separately in the applicable transaction documents.

By using the Services or providing information to us, you acknowledge the practices described in this Privacy Policy.

This Privacy Policy should be read together with our Terms of Use.

1. Scope of This Privacy Policy This Privacy Policy applies to personal information we collect through or in connection with:

amonicapital.com;

property-submission forms;

cash-offer requests;

contact forms;

user accounts and dashboards;

buyer and investor inquiries or lists;

agent and real-estate professional inquiries;

calculators and property tools;

telephone calls;

text messages;

email communications;

online chat;

property evaluations;

potential and completed real-estate transactions;

advertising and marketing activities;

public records;

real-estate databases;

property-data providers;

lead and contact-data providers;

referrals; and

other lawful sources used in connection with our real-estate business.

This Privacy Policy does not govern independent third parties that maintain their own privacy policies.

2. Personal Information We May Collect The information we collect depends on how you interact with Amoni Capital.

A. Contact and Identifying Information We may collect:

name;

telephone number;

mobile telephone number;

email address;

mailing address;

property address;

account username or identifier; and

other information used to identify or communicate with you.

B. Property and Ownership Information We may collect information relating to real property, including:

property address;

property type;

ownership information;

deed information;

property characteristics;

occupancy status;

length of ownership;

property condition;

repair needs;

photographs or videos;

estimated property value;

asking or desired selling price;

desired selling timeline;

reason for considering a sale;

tax information;

assessment information;

publicly available property information;

lien information;

mortgage or loan information voluntarily provided by you; and

other information relevant to evaluating a potential real-estate transaction.

Some of this information may come from public records or third-party sources rather than directly from you.

C. Transaction Information If you consider or enter into a transaction involving Amoni Capital or another transaction participant, we may collect:

proposed offers;

purchase prices;

contracts;

amendments;

addenda;

assignment information;

closing information;

title information;

escrow information;

settlement information;

inspection information;

repair information;

financing information relating to the transaction;

communications concerning the transaction; and

other information reasonably necessary to evaluate, document, structure, or complete the transaction.

Independent transaction participants, such as title companies, attorneys, escrow providers, lenders, and inspectors, may separately collect information from you under their own privacy practices.

D. Buyer, Investor, Agent, and Business Information If you are a buyer, investor, real-estate professional, vendor, or other business contact, we may collect:

name;

company or brokerage name;

telephone number;

email address;

investment criteria;

preferred geographic areas;

property preferences;

purchasing criteria;

proof-of-funds information;

financing information;

real-estate license information;

professional information;

referral information;

transaction history with us; and

other information relevant to potential business opportunities.

E. Communications We may collect and maintain records of communications with you, including:

emails;

text messages;

contact-form submissions;

chat communications;

notes concerning conversations;

telephone call information;

voicemail;

call recordings;

call transcripts; and

communications involving automated or AI-assisted technology.

Telephone calls may be recorded or monitored only where permitted by applicable law, and any legally required notice or consent will be provided or obtained.

Communications may be analyzed or processed to:

respond to your requests;

provide Services;

document communications;

conduct quality assurance;

prevent fraud;

improve our operations;

train personnel or systems where permitted; or

comply with legal obligations.

F. Website, Device, and Usage Information When you use the Services, we or our service providers may automatically collect certain technical information, such as:

Internet Protocol address;

browser type;

device type;

operating system;

approximate location derived from an IP address;

pages viewed;

links clicked;

referring website or source;

date and time of visits;

time spent on pages;

website interactions;

cookie identifiers;

advertising identifiers;

error and diagnostic information; and

other technical or usage information.

We do not necessarily collect every category during every visit.

G. Account Information If the Services allow you to establish an account or dashboard, we may collect:

account identifiers;

account settings;

saved properties;

preferences;

account activity; and

information associated with your account.

H. Financial and Verification Information A potential or completed real-estate transaction may require certain financial, ownership, identity, or verification information.

Depending on the transaction, this may include information concerning:

outstanding mortgages;

liens;

payoff amounts;

proof of funds;

financing;

settlement amounts;

ownership interests; or

other information necessary to evaluate or complete a transaction.

We generally do not need Social Security numbers, online-banking passwords, payment-card information, or similar highly sensitive credentials through ordinary public website forms.

Do not submit Social Security numbers, banking passwords, full financial-account credentials, government identification documents, or similarly sensitive information through a general website form unless we specifically request the information through an appropriate method for a legitimate purpose.

I. Inferences and Derived Information We may derive information from data available to us, including:

estimated property value;

potential offer range;

anticipated repair needs;

property eligibility;

marketability;

transaction preferences;

likelihood of interest in particular Services; and

other reasonable inferences relating to properties, transactions, or Services.

Any online property estimate or derived information is an estimate and does not constitute a binding offer.

3. Sensitive Personal Information Certain information may be considered “sensitive personal data,” “sensitive personal information,” or a similar term under applicable privacy law.

Depending on the applicable law, sensitive information may include information such as:

Social Security numbers;

driver's license or passport numbers;

financial-account credentials;

precise geolocation;

biometric identifiers used to uniquely identify an individual;

genetic information;

certain health information;

racial or ethnic origin;

religious beliefs;

citizenship or immigration status;

information concerning sexual orientation or sexuality; or

personal information concerning a known child.

Amoni Capital does not generally request these categories through ordinary property-inquiry forms.

However, a person may voluntarily disclose sensitive information in a communication or sensitive information may become relevant to a specific transaction.

Where applicable law requires consent before Amoni Capital intentionally processes sensitive personal data, we will obtain consent as required.

We do not knowingly sell biometric data or sensitive personal data as a standalone data product.

We do not use biometric information to uniquely identify individuals unless separately disclosed and permitted by applicable law.

4. How We Collect Personal Information We may collect personal information from several sources.

A. Directly From You For example, when you:

submit a property;

request an offer;

create an account;

complete a form;

communicate by telephone;

send a text message;

send an email;

submit photographs or documents;

join a buyer or investor list;

participate in a transaction; or

otherwise provide information to us.

B. Automatically Through the Services Certain information may be collected automatically using:

cookies;

pixels;

tags;

log files;

analytics technologies;

advertising technologies;

session or interaction technologies, if enabled; and

similar tools.

C. Public Records We may obtain information from lawful public sources, including:

county records;

appraisal-district records;

tax records;

deed records;

court records;

property records;

foreclosure-related public records;

probate-related public records;

code or municipal records;

publicly available listing information; and

other government or public databases.

D. Real-Estate, Lead, and Data Providers We may receive information from:

property-data providers;

real-estate databases;

market-data providers;

lead-data providers;

contact-data providers;

skip-tracing providers;

listing services;

mapping providers; and

other lawful commercial data sources.

Information obtained from these sources may include:

homeowner or owner names;

property addresses;

mailing addresses;

telephone numbers;

email addresses;

property characteristics;

ownership information;

publicly available records; and

information used to identify or communicate with property owners.

The accuracy of third-party information is not guaranteed.

E. Referrals and Other People We may receive information from:

real-estate agents;

brokers;

buyers;

investors;

sellers;

property representatives;

title or escrow providers;

attorneys;

lenders;

contractors;

referral partners;

family members or representatives contacting us concerning a property;

business partners; and

other transaction participants.

If someone provides information about another person, we may process that information for the purposes described in this Privacy Policy where permitted by law.

5. How We Use Personal Information We may use personal information to:

respond to inquiries;

contact property owners or other business contacts where permitted by law;

communicate with you;

evaluate properties;

determine potential transaction eligibility;

generate property estimates;

prepare potential offers;

verify property and ownership information;

conduct due diligence;

evaluate title, liens, ownership, occupancy, or property condition;

facilitate real-estate transactions;

prepare and administer transaction documents;

facilitate lawful assignments or transfers;

communicate with transaction participants;

operate accounts and dashboards;

provide buyer or investor opportunities;

provide calculators, market information, and property tools;

personalize the Services;

maintain transaction and business records;

provide customer service;

improve our website and Services;

analyze website performance;

understand how people use our Services;

detect and prevent fraud, abuse, or security incidents;

protect our rights and property;

comply with laws and regulatory requirements;

establish, exercise, or defend legal rights;

resolve disputes;

enforce agreements;

conduct marketing where permitted by law;

measure advertising effectiveness;

maintain internal business operations; and

carry out other purposes disclosed when information is collected or otherwise permitted by law.

We may also use aggregated or deidentified information for lawful business purposes.

6. Data Minimization and Purpose Limitation We seek to collect and process personal information that is reasonably relevant and appropriate for the purposes described in this Privacy Policy.

Where applicable law requires it, we will limit collection to information that is adequate, relevant, and reasonably necessary in relation to the disclosed purposes for which the information is processed.

If we seek to use personal information for a materially different purpose that requires additional notice or consent under applicable law, we will provide that notice or obtain that consent as required.

7. Property Evaluation, Analytics, and Automated Tools Amoni Capital may use software, algorithms, artificial intelligence, automated tools, and third-party data to assist with:

property research;

valuation estimates;

offer estimates;

market analysis;

property comparisons;

lead organization or prioritization;

identifying property characteristics;

analyzing communications; or

evaluating potential transactions.

These technologies may assist human decision-making.

Website estimates do not create binding offers or contractual obligations.

Where applicable privacy law grants a right to opt out of qualifying profiling or automated decision-making that produces legal or similarly significant effects, we will process valid requests as required by applicable law.

Amoni Capital does not intend to use automated systems to unlawfully discriminate against individuals in housing or real-estate transactions.

8. How We May Disclose Personal Information We may disclose personal information to the following categories of recipients where reasonably necessary and permitted by law.

A. Service Providers and Contractors We may provide information to companies that perform services for us, including providers of:

website hosting;

cloud storage;

databases;

customer relationship management systems;

telephone services;

text-message services;

email services;

communications technology;

analytics;

security;

electronic signatures;

document management;

property research;

data processing;

artificial-intelligence tools;

marketing services;

advertising services; and

other technology or operational services.

These providers may process information on our behalf or according to their respective roles and agreements.

B. Real-Estate Transaction Participants Where reasonably necessary to evaluate, structure, facilitate, or complete a transaction, we may disclose relevant information to:

title companies;

escrow providers;

attorneys;

lenders;

funding providers;

inspectors;

contractors;

appraisers;

closing professionals;

real-estate agents or brokers; and

other transaction participants.

C. Potential Purchasers, Assignees, Investors, and Partners Where legally permitted and reasonably necessary for a potential real-estate transaction, Amoni Capital may disclose property or transaction information to:

potential purchasers;

potential assignees;

investors;

joint-venture partners;

funding partners; or

other parties evaluating a property, contract, option, or equitable interest.

We seek to limit personal information disclosed in this context to information reasonably appropriate for evaluating, structuring, documenting, or completing the transaction.

Receiving information for transaction purposes does not, by itself, authorize the recipient to use your personal information for unrelated independent marketing.

D. Affiliates, Successors, and Acquisition Entities Information may be disclosed to an affiliated business, designated acquisition entity, successor organization, or other entity involved in a transaction or operation of the Services.

E. Agents and Referral Partners Where appropriate and permitted by law, information may be disclosed to a real-estate agent, broker, referral partner, or other professional assisting with a transaction or Service.

F. Analytics, Advertising, and Technology Providers If analytics, advertising, social-media, or similar technologies are enabled on the Services, providers of those technologies may receive certain:

device information;

cookie identifiers;

advertising identifiers;

IP-address information;

website usage information; or

interaction information.

Depending on the provider, technology, and applicable privacy law, certain advertising-related disclosures may be considered a “sale,” “sharing,” or processing for “targeted advertising” even if Amoni Capital does not receive money specifically in exchange for the information.

Where applicable law grants a right to opt out of such activity, we will provide or honor the applicable right as required.

G. Professional Advisers We may disclose information when reasonably necessary to:

attorneys;

accountants;

auditors;

insurance providers;

consultants; or

other professional advisers.

H. Legal, Regulatory, and Safety Purposes We may disclose information where reasonably necessary to:

comply with applicable law;

respond to a lawful subpoena, court order, warrant, or governmental request;

comply with regulatory obligations;

investigate fraud;

protect our rights or property;

protect the safety of another person;

address security incidents;

enforce agreements; or

establish, exercise, or defend legal claims.

I. Business Transfers If Amoni Capital undergoes or considers:

a merger;

acquisition;

financing;

restructuring;

reorganization;

sale of assets;

formation of a successor business;

transfer of the website; or

similar business transaction,

personal information may be disclosed or transferred as part of that transaction, subject to applicable law.

J. At Your Direction We may disclose personal information when you request, direct, authorize, or consent to the disclosure.

9. Sale, Sharing, and Targeted Advertising Amoni Capital does not operate a business whose primary purpose is selling consumers' personal information as a standalone data product.

We do not knowingly sell biometric information or sensitive personal information as a standalone product for monetary consideration.

However, privacy laws in some states define “sale” or “sharing” more broadly than exchanging personal information directly for money.

For example, certain disclosures involving advertising technologies, analytics providers, or business relationships may qualify as a sale, sharing, or targeted advertising under a particular law.

Where applicable law requires Amoni Capital to disclose or provide an opt-out from such processing, we will do so as required.

If our practices materially change, we will update this Privacy Policy and provide any legally required notice or consent.

10. Mobile Telephone Numbers and SMS Information Amoni Capital may collect a mobile telephone number when you:

request information;

request an offer;

communicate with us;

provide consent to text messaging; or

participate in a transaction.

Acceptance of this Privacy Policy or our Terms of Use does not, by itself, constitute consent to receive a call or text message for which separate consent is legally required.

Amoni Capital does not sell, rent, or share mobile telephone numbers, SMS opt-in data, or text-message consent with third parties or affiliates for their own marketing or promotional purposes.

We may provide mobile telephone information to vendors and service providers that assist us in delivering, managing, analyzing, or supporting our communications.

Such disclosure does not grant those providers independent permission to market their own unrelated products or services to you.

Any consent to receive text messages or automated communications is governed by the specific consent language presented when that consent is obtained. Text messages may concern property inquiries, potential property sales, appointments, and related real-estate services. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help where supported.

11. Telephone Calls, AI-Assisted Communications, and Recordings Amoni Capital may use technology to assist with telephone, text, email, chat, or other communications.

Depending on the Service or technology used, communications may involve:

automated systems;

artificial intelligence;

transcription;

call-routing technology;

customer relationship management software; or

other communication technologies.

Calls may be recorded, monitored, or transcribed where permitted by law.

Where notice or consent is legally required before recording or using a particular communication technology, Amoni Capital will provide or obtain it as required.

Records of communications may be retained for legitimate purposes including:

documenting inquiries;

documenting transaction discussions;

quality assurance;

training;

security;

compliance;

dispute resolution; and

improving our operations.

12. Marketing Communications Where permitted by law, we may use contact information to communicate regarding:

properties;

potential property purchases;

real-estate services;

market information;

transactions;

Amoni Capital Services; and

other relevant opportunities.

Where applicable law requires consent for a particular type of marketing communication, Amoni Capital will obtain or rely on consent as required.

You may unsubscribe from marketing email using an unsubscribe method contained in the email where available.

You may opt out of qualifying marketing text messages using the method provided in the message, such as replying STOP where supported.

A marketing opt-out does not necessarily prevent communications that are:

transactional;

administrative;

legally required;

security-related;

responsive to an inquiry; or

otherwise non-marketing and legally permitted.

13. Cookies and Similar Technologies The Services may use cookies and similar technologies.

These technologies may be used to:

operate the website;

maintain sessions;

remember preferences;

protect website security;

measure website traffic;

understand usage;

diagnose errors;

improve website performance;

measure advertising effectiveness; or

provide or measure advertising where permitted.

Types of technologies may include:

Essential Technologies These support basic website operation, security, and functionality.

Analytics Technologies These may help us understand how visitors use the Services and how the website performs.

Functional Technologies These may support preferences or enhanced website functions.

Advertising and Marketing Technologies If enabled, these may be used to measure advertising, understand campaign performance, or provide advertising.

You can generally manage cookies using browser settings.

Disabling cookies may affect website functionality.

Where applicable law requires consent or an opt-out regarding nonessential cookies or similar technologies, we will provide such controls as required.

14. Online Tracking, Do Not Track, and Opt-Out Preference Signals Some browsers offer a legacy “Do Not Track” (“DNT”) setting.

Unless otherwise stated through the Services, Amoni Capital does not currently respond to traditional DNT signals because there is no universally accepted standard governing how websites should respond to them.

Certain jurisdictions recognize browser- or device-based universal opt-out preference signals, such as Global Privacy Control (“GPC”), for certain privacy choices.

Where applicable law requires Amoni Capital to recognize a legally valid universal opt-out preference signal, we will process supported signals as required by law.

Third-party analytics, advertising, social-media, or technology providers may collect information concerning online activities over time and across websites or online services when their technologies are enabled.

Their activities are governed by their own technologies, agreements, and privacy practices.

15. Social Media and External Platforms If you interact with Amoni Capital through a:

social-media service;

advertising platform;

messaging platform;

third-party website; or

other external service,

that provider may separately collect information under its own privacy policy.

Information that you make publicly available through social media or another service may also be visible to Amoni Capital and other users.

Amoni Capital is not responsible for the independent privacy practices of third-party platforms.

16. Third-Party Links and Services The Services may link to or integrate with websites and services operated by other organizations.

Amoni Capital does not control the independent privacy, security, or data practices of those organizations.

You should review their privacy policies before providing personal information.

17. Data Retention We retain personal information for as long as reasonably necessary for the purposes described in this Privacy Policy, including to:

respond to inquiries;

maintain our relationship with you;

evaluate properties;

evaluate potential transactions;

complete transactions;

maintain business records;

satisfy legal or regulatory obligations;

satisfy tax or accounting requirements;

maintain transaction documentation;

establish, exercise, or defend legal claims;

resolve disputes;

prevent fraud;

maintain security; and

enforce agreements.

Retention periods may depend on:

the type and sensitivity of information;

the purpose for which it was collected;

our relationship with you;

whether a transaction occurred;

applicable legal requirements;

contractual requirements;

statutes of limitation;

dispute considerations; and

legitimate business needs.

When information is no longer reasonably needed, we may delete, destroy, anonymize, or deidentify it, subject to applicable law and technical limitations.

18. Deidentified and Aggregated Information We may create aggregated or deidentified information that does not reasonably identify an individual.

We may use such information for:

analytics;

market research;

business planning;

statistical analysis;

improving the Services; and

other lawful purposes.

Where applicable privacy law imposes requirements regarding deidentified information, we will maintain and use the information as required and will not attempt to reidentify it except where permitted by applicable law.

19. Data Security Amoni Capital uses reasonable administrative, technical, and organizational safeguards designed to protect personal information against:

unauthorized access;

unauthorized disclosure;

misuse;

loss;

alteration;

destruction; and

other unauthorized processing.

We also seek to use service providers appropriate to the nature of the information and Services involved.

However, no website, computer system, Internet transmission, database, or storage system can be guaranteed to be completely secure.

Amoni Capital therefore cannot guarantee absolute security.

You are responsible for safeguarding passwords, credentials, and devices under your control.

20. Security Incidents and Data Breaches If Amoni Capital becomes aware of a security incident involving personal information, we will investigate and respond as appropriate under the circumstances.

Where applicable law requires notification to:

affected individuals;

government authorities;

regulators;

credit reporting agencies; or

other parties,

Amoni Capital will provide notifications as required by applicable law.

21. Your Privacy Rights Depending on where you reside and whether a particular privacy law applies to Amoni Capital or the relevant processing activity, you may have rights concerning your personal information.

These rights may include the right to:

confirm whether we process your personal information;

access personal information;

obtain a copy of certain personal information;

correct inaccurate personal information;

request deletion;

obtain certain information in portable form;

opt out of certain sales of personal information;

opt out of certain sharing of personal information;

opt out of targeted advertising;

opt out of certain profiling;

withdraw consent where processing depends upon consent; and

exercise applicable privacy rights without unlawful discrimination or retaliation.

Privacy rights are subject to applicable statutory exemptions and limitations.

We may be permitted or required to retain information necessary to:

complete or document a transaction;

comply with law;

maintain records;

prevent fraud;

protect security;

exercise legal rights;

defend legal claims; or

fulfill another legally recognized purpose.

Withdrawal of consent does not necessarily affect processing that lawfully occurred before consent was withdrawn.

22. How to Submit a Privacy Request To submit a privacy request, use the contact form or other contact method provided on the Amoni Capital website and clearly identify the communication as a “Privacy Request.”

Please identify the right you wish to exercise and provide enough information for us to reasonably identify you and the relevant information or relationship.

We may take reasonable steps to verify your identity before fulfilling a request.

The verification process may depend on:

the nature of the request;

the information involved;

the sensitivity of the information; and

the risk associated with the request.

We will not require you to create a new account solely to submit a privacy-rights request where applicable law prohibits doing so.

Where applicable law allows an authorized agent to submit a request on your behalf, we may request reasonable proof of the agent's authority and may separately verify your identity where permitted.

We will respond within the period required by applicable law when a statutory response deadline applies.

If applicable law requires us to provide an additional method for submitting privacy requests, we will provide that method as required.

23. Appeals of Privacy Decisions Where applicable law provides a right to appeal our decision concerning a privacy request, you may submit an appeal using the contact method provided on the Amoni Capital website.

Clearly identify the request as a “Privacy Appeal” and describe the decision you are appealing.

We will review qualifying appeals and respond within the time required by applicable law.

Where applicable law requires us to provide information about filing a complaint with a regulatory authority following denial of an appeal, we will provide that information.

24. Texas Privacy Rights Residents of Texas may have rights under the Texas Data Privacy and Security Act (“TDPSA”) when that law applies to Amoni Capital and the relevant processing activity.

Applicable rights may include the right to:

confirm whether we process personal data;

access personal data;

correct inaccuracies;

request deletion of personal data provided by or obtained about the consumer;

obtain a portable copy of certain personal data;

opt out of targeted advertising;

opt out of qualifying sales of personal data; and

opt out of qualifying profiling in furtherance of decisions producing legal or similarly significant effects.

When the TDPSA applies, authenticated requests will be processed within the period required by Texas law.

If reasonably necessary, the response period may be extended as permitted by law, with appropriate notice.

Where the TDPSA provides an appeal right, a consumer may appeal a denial.

If an appeal is denied and Texas law requires us to do so, we will provide information concerning how to submit a complaint to the Texas Attorney General.

Nothing in this section is intended to provide fewer rights than applicable Texas law requires.

25. California Privacy Disclosures This section supplements the remainder of this Privacy Policy for California residents.

California's Online Privacy Protection Act may require operators of commercial websites collecting personally identifiable information from California residents to make certain privacy disclosures.

Where applicable, this Privacy Policy describes:

the categories of information we collect;

the purposes for which information is used;

the categories of recipients to whom information may be disclosed;

our online-tracking practices;

how users may contact us regarding their information; and

the effective date of this Privacy Policy.

Where the California Consumer Privacy Act, as amended by the California Privacy Rights Act (“CCPA”), applies to Amoni Capital, California residents may have additional rights concerning:

access;

disclosure;

correction;

deletion;

portability;

sale or sharing;

targeted or cross-context behavioral advertising;

certain sensitive personal information; and

non-discrimination for exercising privacy rights.

Categories of personal information we may collect are described in Section 2.

Sources are described in Section 4.

Business and commercial purposes are described in Section 5.

Categories of recipients are described in Section 8.

Our online-tracking disclosures are described in Sections 13 and 14.

Amoni Capital does not knowingly sell personal information of children under 16.

Where California law requires recognition of a legally valid opt-out preference signal, including Global Privacy Control where applicable, Amoni Capital will process the signal as required.

26. Other State Privacy Rights Residents of other states may have privacy rights under applicable state privacy laws.

Depending on the jurisdiction and whether the applicable law applies to Amoni Capital, these rights may include access, correction, deletion, portability, opt-out rights, consent rights, and appeal rights.

We will process legally valid requests as required by laws applicable to us.

If an applicable law requires a different or additional notice, consent, request method, or consumer right, the applicable legal requirement will control.

27. Children's Privacy The Services are intended for adults and for real-estate and business purposes.

Property-submission, transaction, investor, buyer, and account features are intended for individuals who are at least 18 years old.

Amoni Capital does not knowingly collect personal information online directly from children under 13.

If we learn that personal information was collected directly from a child in violation of applicable law, we will take reasonable steps to delete or otherwise address the information as required.

28. Fair Housing and Non-Discrimination Amoni Capital intends to conduct its real-estate activities in accordance with applicable fair-housing, anti-discrimination, and privacy laws.

We do not knowingly use personal information for unlawful housing discrimination.

We do not intend to use automated tools, personal characteristics, or sensitive personal information to unlawfully discriminate against a protected class.

29. United States Services and Data Processing The Services are primarily intended for users and properties located in the United States.

Information may be stored or processed in the United States or in other locations where our service providers lawfully operate.

If you access the Services from another jurisdiction, applicable laws may differ from those in your jurisdiction.

30. Changes to This Privacy Policy We may update this Privacy Policy periodically to reflect:

changes to our Services;

changes to our data practices;

new service providers or technologies;

legal or regulatory developments; or

other business changes.

When we update this Privacy Policy, we will revise the Last Updated date at the top of the page.

Where applicable law requires additional notice or consent regarding a material change, we will provide that notice or obtain that consent as required.

We encourage users to review this Privacy Policy periodically.

31. Contact Us Questions about this Privacy Policy or requests concerning personal information may be submitted using the contact form or other contact method available on the Amoni Capital website.

For a privacy-rights request, identify the communication as a:

Privacy Request

For an appeal of a privacy-rights decision where applicable, identify the communication as a:

Privacy Appeal

Amoni Capital may update this section when a dedicated privacy, business, support, or legal email address is established.

Legal

Privacy Policy

Effective Date: August 22, 2026Last Updated: September 7, 2026

Amoni Capital respects your privacy and is committed to handling personal information responsibly.

For purposes of this Privacy Policy, “Amoni Capital,” “Amoni,” “we,” “us,” and “our” refer to the operator of the Services under the Amoni Capital brand.

By using the Services or providing information to us, you acknowledge the practices described in this Privacy Policy.

This Privacy Policy should be read together with our Terms of Use.

1. Scope of This Privacy Policy This Privacy Policy applies to personal information we collect through or in connection with:

amonicapital.com;

property-submission forms;

cash-offer requests;

contact forms;

user accounts and dashboards;

buyer and investor inquiries or lists;

agent and real-estate professional inquiries;

calculators and property tools;

telephone calls;

text messages;

email communications;

online chat;

property evaluations;

potential and completed real-estate transactions;

advertising and marketing activities;

public records;

real-estate databases;

property-data providers;

lead and contact-data providers;

referrals; and

other lawful sources used in connection with our real-estate business.

This Privacy Policy does not govern independent third parties that maintain their own privacy policies.

2. Personal Information We May Collect The information we collect depends on how you interact with Amoni Capital.

A. Contact and Identifying Information We may collect:

name;

telephone number;

mobile telephone number;

email address;

mailing address;

property address;

account username or identifier; and

other information used to identify or communicate with you.

B. Property and Ownership Information We may collect information relating to real property, including:

property address;

property type;

ownership information;

deed information;

property characteristics;

occupancy status;

length of ownership;

property condition;

repair needs;

photographs or videos;

estimated property value;

asking or desired selling price;

desired selling timeline;

reason for considering a sale;

tax information;

assessment information;

publicly available property information;

lien information;

mortgage or loan information voluntarily provided by you; and

other information relevant to evaluating a potential real-estate transaction.

Some of this information may come from public records or third-party sources rather than directly from you.

C. Transaction Information If you consider or enter into a transaction involving Amoni Capital or another transaction participant, we may collect:

proposed offers;

purchase prices;

contracts;

amendments;

addenda;

assignment information;

closing information;

title information;

escrow information;

settlement information;

inspection information;

repair information;

financing information relating to the transaction;

communications concerning the transaction; and

other information reasonably necessary to evaluate, document, structure, or complete the transaction.

Independent transaction participants, such as title companies, attorneys, escrow providers, lenders, and inspectors, may separately collect information from you under their own privacy practices.

D. Buyer, Investor, Agent, and Business Information If you are a buyer, investor, real-estate professional, vendor, or other business contact, we may collect:

name;

company or brokerage name;

telephone number;

email address;

investment criteria;

preferred geographic areas;

property preferences;

purchasing criteria;

proof-of-funds information;

financing information;

real-estate license information;

professional information;

referral information;

transaction history with us; and

other information relevant to potential business opportunities.

E. Communications We may collect and maintain records of communications with you, including:

emails;

text messages;

contact-form submissions;

chat communications;

notes concerning conversations;

telephone call information;

voicemail;

call recordings;

call transcripts; and

communications involving automated or AI-assisted technology.

Telephone calls may be recorded or monitored only where permitted by applicable law, and any legally required notice or consent will be provided or obtained.

Communications may be analyzed or processed to:

respond to your requests;

provide Services;

document communications;

conduct quality assurance;

prevent fraud;

improve our operations;

train personnel or systems where permitted; or

comply with legal obligations.

F. Website, Device, and Usage Information When you use the Services, we or our service providers may automatically collect certain technical information, such as:

Internet Protocol address;

browser type;

device type;

operating system;

approximate location derived from an IP address;

pages viewed;

links clicked;

referring website or source;

date and time of visits;

time spent on pages;

website interactions;

cookie identifiers;

advertising identifiers;

error and diagnostic information; and

other technical or usage information.

We do not necessarily collect every category during every visit.

G. Account Information If the Services allow you to establish an account or dashboard, we may collect:

account identifiers;

account settings;

saved properties;

preferences;

account activity; and

information associated with your account.

H. Financial and Verification Information A potential or completed real-estate transaction may require certain financial, ownership, identity, or verification information.

Depending on the transaction, this may include information concerning:

outstanding mortgages;

liens;

payoff amounts;

proof of funds;

financing;

settlement amounts;

ownership interests; or

other information necessary to evaluate or complete a transaction.

We generally do not need Social Security numbers, online-banking passwords, payment-card information, or similar highly sensitive credentials through ordinary public website forms.

I. Inferences and Derived Information We may derive information from data available to us, including:

estimated property value;

potential offer range;

anticipated repair needs;

property eligibility;

marketability;

transaction preferences;

likelihood of interest in particular Services; and

other reasonable inferences relating to properties, transactions, or Services.

Any online property estimate or derived information is an estimate and does not constitute a binding offer.

3. Sensitive Personal Information Certain information may be considered “sensitive personal data,” “sensitive personal information,” or a similar term under applicable privacy law.

Depending on the applicable law, sensitive information may include information such as:

Social Security numbers;

driver's license or passport numbers;

financial-account credentials;

precise geolocation;

biometric identifiers used to uniquely identify an individual;

genetic information;

certain health information;

racial or ethnic origin;

religious beliefs;

citizenship or immigration status;

information concerning sexual orientation or sexuality; or

personal information concerning a known child.

Amoni Capital does not generally request these categories through ordinary property-inquiry forms.

However, a person may voluntarily disclose sensitive information in a communication or sensitive information may become relevant to a specific transaction.

Where applicable law requires consent before Amoni Capital intentionally processes sensitive personal data, we will obtain consent as required.

We do not knowingly sell biometric data or sensitive personal data as a standalone data product.

We do not use biometric information to uniquely identify individuals unless separately disclosed and permitted by applicable law.

4. How We Collect Personal Information We may collect personal information from several sources.

A. Directly From You For example, when you:

submit a property;

request an offer;

create an account;

complete a form;

communicate by telephone;

send a text message;

send an email;

submit photographs or documents;

join a buyer or investor list;

participate in a transaction; or

otherwise provide information to us.

B. Automatically Through the Services Certain information may be collected automatically using:

cookies;

pixels;

tags;

log files;

analytics technologies;

advertising technologies;

session or interaction technologies, if enabled; and

similar tools.

C. Public Records We may obtain information from lawful public sources, including:

county records;

appraisal-district records;

tax records;

deed records;

court records;

property records;

foreclosure-related public records;

probate-related public records;

code or municipal records;

publicly available listing information; and

other government or public databases.

D. Real-Estate, Lead, and Data Providers We may receive information from:

property-data providers;

real-estate databases;

market-data providers;

lead-data providers;

contact-data providers;

skip-tracing providers;

listing services;

mapping providers; and

other lawful commercial data sources.

Information obtained from these sources may include:

homeowner or owner names;

property addresses;

mailing addresses;

telephone numbers;

email addresses;

property characteristics;

ownership information;

publicly available records; and

information used to identify or communicate with property owners.

The accuracy of third-party information is not guaranteed.

E. Referrals and Other People We may receive information from:

real-estate agents;

brokers;

buyers;

investors;

sellers;

property representatives;

title or escrow providers;

attorneys;

lenders;

contractors;

referral partners;

family members or representatives contacting us concerning a property;

business partners; and

other transaction participants.

If someone provides information about another person, we may process that information for the purposes described in this Privacy Policy where permitted by law.

5. How We Use Personal Information We may use personal information to:

respond to inquiries;

contact property owners or other business contacts where permitted by law;

communicate with you;

evaluate properties;

determine potential transaction eligibility;

generate property estimates;

prepare potential offers;

verify property and ownership information;

conduct due diligence;

evaluate title, liens, ownership, occupancy, or property condition;

facilitate real-estate transactions;

prepare and administer transaction documents;

facilitate lawful assignments or transfers;

communicate with transaction participants;

operate accounts and dashboards;

provide buyer or investor opportunities;

provide calculators, market information, and property tools;

personalize the Services;

maintain transaction and business records;

provide customer service;

improve our website and Services;

analyze website performance;

understand how people use our Services;

detect and prevent fraud, abuse, or security incidents;

protect our rights and property;

comply with laws and regulatory requirements;

establish, exercise, or defend legal rights;

resolve disputes;

enforce agreements;

conduct marketing where permitted by law;

measure advertising effectiveness;

maintain internal business operations; and

carry out other purposes disclosed when information is collected or otherwise permitted by law.

We may also use aggregated or deidentified information for lawful business purposes.

6. Data Minimization and Purpose Limitation We seek to collect and process personal information that is reasonably relevant and appropriate for the purposes described in this Privacy Policy.

7. Property Evaluation, Analytics, and Automated Tools Amoni Capital may use software, algorithms, artificial intelligence, automated tools, and third-party data to assist with:

property research;

valuation estimates;

offer estimates;

market analysis;

property comparisons;

lead organization or prioritization;

identifying property characteristics;

analyzing communications; or

evaluating potential transactions.

These technologies may assist human decision-making.

Website estimates do not create binding offers or contractual obligations.

Amoni Capital does not intend to use automated systems to unlawfully discriminate against individuals in housing or real-estate transactions.

8. How We May Disclose Personal Information We may disclose personal information to the following categories of recipients where reasonably necessary and permitted by law.

A. Service Providers and Contractors We may provide information to companies that perform services for us, including providers of:

website hosting;

cloud storage;

databases;

customer relationship management systems;

telephone services;

text-message services;

email services;

communications technology;

analytics;

security;

electronic signatures;

document management;

property research;

data processing;

artificial-intelligence tools;

marketing services;

advertising services; and

other technology or operational services.

These providers may process information on our behalf or according to their respective roles and agreements.

B. Real-Estate Transaction Participants Where reasonably necessary to evaluate, structure, facilitate, or complete a transaction, we may disclose relevant information to:

title companies;

escrow providers;

attorneys;

lenders;

funding providers;

inspectors;

contractors;

appraisers;

closing professionals;

real-estate agents or brokers; and

other transaction participants.

C. Potential Purchasers, Assignees, Investors, and Partners Where legally permitted and reasonably necessary for a potential real-estate transaction, Amoni Capital may disclose property or transaction information to:

potential purchasers;

potential assignees;

investors;

joint-venture partners;

funding partners; or

other parties evaluating a property, contract, option, or equitable interest.

We seek to limit personal information disclosed in this context to information reasonably appropriate for evaluating, structuring, documenting, or completing the transaction.

Receiving information for transaction purposes does not, by itself, authorize the recipient to use your personal information for unrelated independent marketing.

D. Affiliates, Successors, and Acquisition Entities Information may be disclosed to an affiliated business, designated acquisition entity, successor organization, or other entity involved in a transaction or operation of the Services.

E. Agents and Referral Partners Where appropriate and permitted by law, information may be disclosed to a real-estate agent, broker, referral partner, or other professional assisting with a transaction or Service.

F. Analytics, Advertising, and Technology Providers If analytics, advertising, social-media, or similar technologies are enabled on the Services, providers of those technologies may receive certain:

device information;

cookie identifiers;

advertising identifiers;

IP-address information;

website usage information; or

interaction information.

Where applicable law grants a right to opt out of such activity, we will provide or honor the applicable right as required.

G. Professional Advisers We may disclose information when reasonably necessary to:

attorneys;

accountants;

auditors;

insurance providers;

consultants; or

other professional advisers.

H. Legal, Regulatory, and Safety Purposes We may disclose information where reasonably necessary to:

comply with applicable law;

respond to a lawful subpoena, court order, warrant, or governmental request;

comply with regulatory obligations;

investigate fraud;

protect our rights or property;

protect the safety of another person;

address security incidents;

enforce agreements; or

establish, exercise, or defend legal claims.

I. Business Transfers If Amoni Capital undergoes or considers:

a merger;

acquisition;

financing;

restructuring;

reorganization;

sale of assets;

formation of a successor business;

transfer of the website; or

similar business transaction,

personal information may be disclosed or transferred as part of that transaction, subject to applicable law.

J. At Your Direction We may disclose personal information when you request, direct, authorize, or consent to the disclosure.

9. Sale, Sharing, and Targeted Advertising Amoni Capital does not operate a business whose primary purpose is selling consumers' personal information as a standalone data product.

We do not knowingly sell biometric information or sensitive personal information as a standalone product for monetary consideration.

However, privacy laws in some states define “sale” or “sharing” more broadly than exchanging personal information directly for money.

For example, certain disclosures involving advertising technologies, analytics providers, or business relationships may qualify as a sale, sharing, or targeted advertising under a particular law.

Where applicable law requires Amoni Capital to disclose or provide an opt-out from such processing, we will do so as required.

If our practices materially change, we will update this Privacy Policy and provide any legally required notice or consent.

10. Mobile Telephone Numbers and SMS Information Amoni Capital may collect a mobile telephone number when you:

request information;

request an offer;

communicate with us;

provide consent to text messaging; or

participate in a transaction.

Acceptance of this Privacy Policy or our Terms of Use does not, by itself, constitute consent to receive a call or text message for which separate consent is legally required.

Amoni Capital does not sell, rent, or share mobile telephone numbers, SMS opt-in data, or text-message consent with third parties or affiliates for their own marketing or promotional purposes.

We may provide mobile telephone information to vendors and service providers that assist us in delivering, managing, analyzing, or supporting our communications.

Such disclosure does not grant those providers independent permission to market their own unrelated products or services to you.

11. Telephone Calls, AI-Assisted Communications, and Recordings Amoni Capital may use technology to assist with telephone, text, email, chat, or other communications.

Depending on the Service or technology used, communications may involve:

automated systems;

artificial intelligence;

transcription;

call-routing technology;

customer relationship management software; or

other communication technologies.

Calls may be recorded, monitored, or transcribed where permitted by law.

Where notice or consent is legally required before recording or using a particular communication technology, Amoni Capital will provide or obtain it as required.

Records of communications may be retained for legitimate purposes including:

documenting inquiries;

documenting transaction discussions;

quality assurance;

training;

security;

compliance;

dispute resolution; and

improving our operations.

12. Marketing Communications Where permitted by law, we may use contact information to communicate regarding:

properties;

potential property purchases;

real-estate services;

market information;

transactions;

Amoni Capital Services; and

other relevant opportunities.

Where applicable law requires consent for a particular type of marketing communication, Amoni Capital will obtain or rely on consent as required.

You may unsubscribe from marketing email using an unsubscribe method contained in the email where available.

You may opt out of qualifying marketing text messages using the method provided in the message, such as replying STOP where supported.

A marketing opt-out does not necessarily prevent communications that are:

transactional;

administrative;

legally required;

security-related;

responsive to an inquiry; or

otherwise non-marketing and legally permitted.

13. Cookies and Similar Technologies The Services may use cookies and similar technologies.

These technologies may be used to:

operate the website;

maintain sessions;

remember preferences;

protect website security;

measure website traffic;

understand usage;

diagnose errors;

improve website performance;

measure advertising effectiveness; or

provide or measure advertising where permitted.

Types of technologies may include:

Essential Technologies These support basic website operation, security, and functionality.

Analytics Technologies These may help us understand how visitors use the Services and how the website performs.

Functional Technologies These may support preferences or enhanced website functions.

Advertising and Marketing Technologies If enabled, these may be used to measure advertising, understand campaign performance, or provide advertising.

You can generally manage cookies using browser settings.

Disabling cookies may affect website functionality.

Where applicable law requires consent or an opt-out regarding nonessential cookies or similar technologies, we will provide such controls as required.

14. Online Tracking, Do Not Track, and Opt-Out Preference Signals Some browsers offer a legacy “Do Not Track” (“DNT”) setting.

Certain jurisdictions recognize browser- or device-based universal opt-out preference signals, such as Global Privacy Control (“GPC”), for certain privacy choices.

Where applicable law requires Amoni Capital to recognize a legally valid universal opt-out preference signal, we will process supported signals as required by law.

Their activities are governed by their own technologies, agreements, and privacy practices.

15. Social Media and External Platforms If you interact with Amoni Capital through a:

social-media service;

advertising platform;

messaging platform;

third-party website; or

other external service,

that provider may separately collect information under its own privacy policy.

Information that you make publicly available through social media or another service may also be visible to Amoni Capital and other users.

Amoni Capital is not responsible for the independent privacy practices of third-party platforms.

16. Third-Party Links and Services The Services may link to or integrate with websites and services operated by other organizations.

Amoni Capital does not control the independent privacy, security, or data practices of those organizations.

You should review their privacy policies before providing personal information.

17. Data Retention We retain personal information for as long as reasonably necessary for the purposes described in this Privacy Policy, including to:

respond to inquiries;

maintain our relationship with you;

evaluate properties;

evaluate potential transactions;

complete transactions;

maintain business records;

satisfy legal or regulatory obligations;

satisfy tax or accounting requirements;

maintain transaction documentation;

establish, exercise, or defend legal claims;

resolve disputes;

prevent fraud;

maintain security; and

enforce agreements.

Retention periods may depend on:

the type and sensitivity of information;

the purpose for which it was collected;

our relationship with you;

whether a transaction occurred;

applicable legal requirements;

contractual requirements;

statutes of limitation;

dispute considerations; and

legitimate business needs.

When information is no longer reasonably needed, we may delete, destroy, anonymize, or deidentify it, subject to applicable law and technical limitations.

18. Deidentified and Aggregated Information We may create aggregated or deidentified information that does not reasonably identify an individual.

We may use such information for:

analytics;

market research;

business planning;

statistical analysis;

improving the Services; and

other lawful purposes.

19. Data Security Amoni Capital uses reasonable administrative, technical, and organizational safeguards designed to protect personal information against:

unauthorized access;

unauthorized disclosure;

misuse;

loss;

alteration;

destruction; and

other unauthorized processing.

We also seek to use service providers appropriate to the nature of the information and Services involved.

However, no website, computer system, Internet transmission, database, or storage system can be guaranteed to be completely secure.

Amoni Capital therefore cannot guarantee absolute security.

You are responsible for safeguarding passwords, credentials, and devices under your control.

20. Security Incidents and Data Breaches If Amoni Capital becomes aware of a security incident involving personal information, we will investigate and respond as appropriate under the circumstances.

Where applicable law requires notification to:

affected individuals;

government authorities;

regulators;

credit reporting agencies; or

other parties,

Amoni Capital will provide notifications as required by applicable law.

21. Your Privacy Rights Depending on where you reside and whether a particular privacy law applies to Amoni Capital or the relevant processing activity, you may have rights concerning your personal information.

These rights may include the right to:

confirm whether we process your personal information;

access personal information;

obtain a copy of certain personal information;

correct inaccurate personal information;

request deletion;

obtain certain information in portable form;

opt out of certain sales of personal information;

opt out of certain sharing of personal information;

opt out of targeted advertising;

opt out of certain profiling;

withdraw consent where processing depends upon consent; and

exercise applicable privacy rights without unlawful discrimination or retaliation.

Privacy rights are subject to applicable statutory exemptions and limitations.

We may be permitted or required to retain information necessary to:

complete or document a transaction;

comply with law;

maintain records;

prevent fraud;

protect security;

exercise legal rights;

defend legal claims; or

fulfill another legally recognized purpose.

Withdrawal of consent does not necessarily affect processing that lawfully occurred before consent was withdrawn.

22. How to Submit a Privacy Request To submit a privacy request, use the contact form or other contact method provided on the Amoni Capital website and clearly identify the communication as a “Privacy Request.”

Please identify the right you wish to exercise and provide enough information for us to reasonably identify you and the relevant information or relationship.

We may take reasonable steps to verify your identity before fulfilling a request.

The verification process may depend on:

the nature of the request;

the information involved;

the sensitivity of the information; and

the risk associated with the request.

We will not require you to create a new account solely to submit a privacy-rights request where applicable law prohibits doing so.

Where applicable law allows an authorized agent to submit a request on your behalf, we may request reasonable proof of the agent's authority and may separately verify your identity where permitted.

We will respond within the period required by applicable law when a statutory response deadline applies.

If applicable law requires us to provide an additional method for submitting privacy requests, we will provide that method as required.

23. Appeals of Privacy Decisions Where applicable law provides a right to appeal our decision concerning a privacy request, you may submit an appeal using the contact method provided on the Amoni Capital website.

Clearly identify the request as a “Privacy Appeal” and describe the decision you are appealing.

We will review qualifying appeals and respond within the time required by applicable law.

Where applicable law requires us to provide information about filing a complaint with a regulatory authority following denial of an appeal, we will provide that information.

24. Texas Privacy Rights Residents of Texas may have rights under the Texas Data Privacy and Security Act (“TDPSA”) when that law applies to Amoni Capital and the relevant processing activity.

Applicable rights may include the right to:

confirm whether we process personal data;

access personal data;

correct inaccuracies;

request deletion of personal data provided by or obtained about the consumer;

obtain a portable copy of certain personal data;

opt out of targeted advertising;

opt out of qualifying sales of personal data; and

opt out of qualifying profiling in furtherance of decisions producing legal or similarly significant effects.

When the TDPSA applies, authenticated requests will be processed within the period required by Texas law.

If reasonably necessary, the response period may be extended as permitted by law, with appropriate notice.

Where the TDPSA provides an appeal right, a consumer may appeal a denial.

If an appeal is denied and Texas law requires us to do so, we will provide information concerning how to submit a complaint to the Texas Attorney General.

Nothing in this section is intended to provide fewer rights than applicable Texas law requires.

25. California Privacy Disclosures This section supplements the remainder of this Privacy Policy for California residents.

California's Online Privacy Protection Act may require operators of commercial websites collecting personally identifiable information from California residents to make certain privacy disclosures.

Where applicable, this Privacy Policy describes:

the categories of information we collect;

the purposes for which information is used;

the categories of recipients to whom information may be disclosed;

our online-tracking practices;

how users may contact us regarding their information; and

the effective date of this Privacy Policy.

Where the California Consumer Privacy Act, as amended by the California Privacy Rights Act (“CCPA”), applies to Amoni Capital, California residents may have additional rights concerning:

access;

disclosure;

correction;

deletion;

portability;

sale or sharing;

targeted or cross-context behavioral advertising;

certain sensitive personal information; and

non-discrimination for exercising privacy rights.

Categories of personal information we may collect are described in Section 2.

Sources are described in Section 4.

Business and commercial purposes are described in Section 5.

Categories of recipients are described in Section 8.

Our online-tracking disclosures are described in Sections 13 and 14.

Amoni Capital does not knowingly sell personal information of children under 16.

Where California law requires recognition of a legally valid opt-out preference signal, including Global Privacy Control where applicable, Amoni Capital will process the signal as required.

26. Other State Privacy Rights Residents of other states may have privacy rights under applicable state privacy laws.

We will process legally valid requests as required by laws applicable to us.

If an applicable law requires a different or additional notice, consent, request method, or consumer right, the applicable legal requirement will control.

27. Children's Privacy The Services are intended for adults and for real-estate and business purposes.

Property-submission, transaction, investor, buyer, and account features are intended for individuals who are at least 18 years old.

Amoni Capital does not knowingly collect personal information online directly from children under 13.

If we learn that personal information was collected directly from a child in violation of applicable law, we will take reasonable steps to delete or otherwise address the information as required.

28. Fair Housing and Non-Discrimination Amoni Capital intends to conduct its real-estate activities in accordance with applicable fair-housing, anti-discrimination, and privacy laws.

We do not knowingly use personal information for unlawful housing discrimination.

We do not intend to use automated tools, personal characteristics, or sensitive personal information to unlawfully discriminate against a protected class.

29. United States Services and Data Processing The Services are primarily intended for users and properties located in the United States.

Information may be stored or processed in the United States or in other locations where our service providers lawfully operate.

If you access the Services from another jurisdiction, applicable laws may differ from those in your jurisdiction.

30. Changes to This Privacy Policy We may update this Privacy Policy periodically to reflect:

changes to our Services;

changes to our data practices;

new service providers or technologies;

legal or regulatory developments; or

other business changes.

When we update this Privacy Policy, we will revise the Last Updated date at the top of the page.

Where applicable law requires additional notice or consent regarding a material change, we will provide that notice or obtain that consent as required.

We encourage users to review this Privacy Policy periodically.

31. Contact Us Questions about this Privacy Policy or requests concerning personal information may be submitted using the contact form or other contact method available on the Amoni Capital website.

For a privacy-rights request, identify the communication as a:

Privacy Request

For an appeal of a privacy-rights decision where applicable, identify the communication as a:

Privacy Appeal

Amoni Capital may update this section when a dedicated privacy, business, support, or legal email address is established.