Legal

Terms of Use

Effective Date: August 22, 2026Last Updated: August 22, 2026

These Terms of Use (“Terms”) govern your access to and use of amonicapital.com and any related webpages, forms, calculators, tools, dashboards, content, communications, property-evaluation features, and services made available through the Amoni Capital website (collectively, the “Services”).

For purposes of these Terms, “Amoni Capital,” “Amoni,” “we,” “us,” and “our” refer to the operator of the Services under the Amoni Capital brand. The legal identity of the purchaser, assignee, affiliate, acquisition entity, or other contracting party in any particular real-estate transaction will be identified in the applicable transaction documents.

By accessing or using the Services, creating an account, submitting information through the website, or otherwise indicating your acceptance of these Terms, you agree to these Terms and acknowledge our Privacy Policy.

If you do not agree to these Terms, do not use the Services.

1. Eligibility You must be at least 18 years old and legally capable of entering into binding agreements to use portions of the Services involving property submissions, accounts, transaction requests, or other contractual activity.

By using those portions of the Services, you represent that you satisfy these requirements.

2. About Amoni Capital Amoni Capital provides a real-estate platform through which homeowners may:

submit information regarding real property;

learn about potential selling options;

request an evaluation of a property;

receive information concerning a potential purchase;

communicate with Amoni Capital regarding a possible real-estate transaction; and

access educational content, calculators, market information, and other resources.

Amoni Capital may also provide information, resources, and opportunities for real-estate buyers, investors, agents, brokers, and other real-estate professionals.

Use of the Services does not, by itself, create a:

purchase agreement;

brokerage agreement;

agency relationship;

fiduciary relationship;

partnership;

joint venture;

lender-borrower relationship;

attorney-client relationship;

financial-advisory relationship; or

other professional or contractual relationship.

Any such relationship must arise from a separate agreement or applicable law.

3. Amoni Capital May Act as a Principal When Amoni Capital, an owner of Amoni Capital, an affiliated business, a designated acquisition entity, or another purchaser identified in transaction documents enters into an agreement concerning real property, that party may be acting as a principal for its own account rather than as the property owner's real-estate agent, broker, adviser, or fiduciary.

Amoni Capital or another party involved in the transaction may seek to earn a profit from purchasing, reselling, assigning, transferring, financing, improving, holding, renting, or otherwise dealing with real property or contractual rights relating to real property.

The interests of a purchaser and seller may differ.

You are responsible for deciding whether a proposed transaction is appropriate for you and are encouraged to obtain independent legal, tax, financial, and real-estate advice before signing any agreement.

Nothing on the Services should be interpreted as a recommendation that you sell a property to Amoni Capital rather than:

listing the property with a real-estate professional;

selling the property to another purchaser;

retaining the property;

refinancing the property; or

pursuing another available alternative.

4. No Obligation to Sell You are never obligated to sell your property merely because you:

visit the website;

submit an address;

provide property information;

request an evaluation;

create an account;

receive an estimate;

speak with Amoni Capital; or

receive a proposed offer.

You should review any proposed transaction carefully before signing a binding agreement.

5. No Guaranteed Offer or Transaction Submitting information through the Services does not guarantee that Amoni Capital or another purchaser will make an offer or purchase your property.

Subject to applicable law, Amoni Capital may:

decline to evaluate a property;

decline to make an offer;

request additional information;

revise an estimated purchase price;

correct errors;

withdraw a nonbinding proposal;

change purchasing criteria;

determine that a property does not meet applicable criteria; or

determine that a proposed transaction will not proceed.

A binding obligation to purchase or sell real property exists only when the applicable parties execute a separate written agreement creating such an obligation.

Nothing displayed through the Services, standing alone, constitutes a binding real-estate purchase agreement.

6. Estimated Cash Offers, Home Values, and Proceeds The Services may display or reference an:

estimated cash offer;

estimated property value;

home value;

potential purchase price;

estimated seller proceeds;

estimated savings;

estimated closing timeline;

estimated repair amount;

market value estimate; or

similar figure.

Unless expressly presented to you as a formal written offer governed by specified terms, these figures are estimates or illustrations only.

An online estimate is not:

a binding offer to purchase;

an appraisal;

a broker price opinion;

a comparative market analysis;

a guarantee of fair market value;

a guarantee of seller proceeds;

an underwriting determination;

a loan offer;

a financing commitment;

a guarantee that a transaction will close;

financial advice;

investment advice;

tax advice; or

legal advice.

Estimates may be based on user-provided information, public records, third-party data, market information, algorithms, assumptions, comparable properties, property characteristics, anticipated repairs, marketability, transaction costs, or other factors.

Actual property value, transaction terms, seller proceeds, expenses, and closing timelines may differ materially from estimates displayed through the Services.

The applicable signed transaction documents and final settlement or closing statement control the actual transaction.

7. Meaning of “Cash Offer” Unless otherwise stated in a specific written offer or purchase agreement, references to a “cash offer” generally mean a proposed purchase that is not conditioned upon the purchaser obtaining conventional mortgage financing as a condition of closing.

The term “cash offer” does not mean that a purchaser may not use:

its own funds;

private capital;

transactional funding;

credit facilities;

financing;

lenders;

investment partners;

joint-venture partners; or

other lawful sources of funds.

A cash offer does not guarantee that:

a transaction will close;

title requirements will be waived;

contractual conditions will be satisfied;

a particular closing date will occur; or

funds have been irrevocably committed before closing.

Seller proceeds are generally paid through the applicable title, escrow, attorney, or other lawful closing process.

The applicable written purchase agreement controls if its terms differ from general descriptions contained on the website.

8. Fees, Costs, Commissions, and “As-Is” Transactions The Services may contain statements such as:

“no commissions”;

“no agent commissions”;

“no repairs”;

“no showings”;

“no fees”;

“sell as-is”; or

similar descriptions.

These statements are general descriptions of potential transaction features and are subject to the terms of the specific transaction.

Unless otherwise stated in a written agreement, a statement that Amoni Capital does not charge a seller a commission means that Amoni Capital is not charging that seller a traditional real-estate listing commission for the purchase transaction.

A seller may nevertheless be responsible for amounts associated with the property or transaction, including, where applicable:

mortgage payoffs;

liens;

property taxes;

assessments;

homeowners-association amounts;

utility balances;

prorations;

governmental charges;

title matters;

judgments;

seller-selected services; or

other amounts allocated to the seller under the applicable agreement or closing statement.

An “as-is” transaction generally means that the purchaser is willing to acquire the property in its existing physical condition subject to the applicable written agreement.

An as-is transaction does not eliminate any disclosure, representation, title requirement, access obligation, contractual obligation, or other duty imposed by applicable law or the transaction documents.

The applicable purchase agreement and closing documents control the allocation of costs and obligations between the parties.

9. Property Acquisitions and Acquisition Entities A real-estate transaction may be entered into by Amoni Capital, an owner of Amoni Capital, an affiliated business, a designated acquisition entity, a partner, or another purchaser identified in the applicable transaction documents.

The person or entity identified as purchaser in the signed agreement is the contractual purchaser for purposes of that agreement.

Use of the Amoni Capital brand on the website does not change the legal identity of the purchaser identified in a separately executed contract.

10. Contractual and Equitable Interests Depending on the transaction and the applicable written agreement, Amoni Capital or another contracting purchaser may acquire:

legal title to real property;

a contractual right to purchase real property;

an option relating to real property; or

another lawful contractual or equitable interest.

Where permitted by the applicable contract and applicable law, contractual rights or equitable interests may be assigned, transferred, sold, partnered, or otherwise disposed of.

Amoni Capital or another party involved in such a transaction may receive compensation or earn a profit.

When applicable, Amoni Capital will provide transaction-specific written disclosures required by law concerning the nature of the contractual or equitable interest being sold, assigned, transferred, or marketed.

These Terms do not constitute or replace any transaction-specific equitable-interest disclosure required by law.

Nothing in these Terms creates a right to assign a purchase agreement when the applicable purchase agreement prohibits assignment.

11. Texas Equitable-Interest Disclosures For transactions subject to Texas law, a person selling an option or assigning an interest in a contract to purchase real property will make written disclosures as required by applicable Texas law.

Where required, this may include disclosure to a potential buyer that the person is selling only an option or assigning an interest in a contract and does not hold legal title to the real property, and disclosure to the property owner that the person intends to sell an option or assign an interest in a contract.

Such disclosures will be made separately when legally required.

Acceptance of these Terms does not constitute the property owner's or potential buyer's transaction-specific equitable-interest disclosure.

12. Real-Estate License Holders One or more individuals associated with Amoni Capital may hold a real-estate broker or sales-agent license.

The existence of such a license does not automatically mean that the license holder represents you or owes you fiduciary duties.

When required by applicable law, a license holder participating in a transaction on the license holder's own behalf or in another capacity requiring disclosure will separately disclose the license holder's licensed status.

Where applicable under Texas law, a real-estate license holder acting on the license holder's own behalf or in another capacity covered by applicable Texas Real Estate Commission rules will provide the required written license-status disclosure before entering into the applicable transaction.

Nothing contained in these Terms is intended to substitute for a transaction-specific license disclosure required by law.

A brokerage, agency, or representation relationship will exist only where established under applicable law and any applicable written agreements.

13. Agents and Real-Estate Professionals Amoni Capital may work with real-estate agents, brokers, investors, wholesalers, lenders, title companies, attorneys, contractors, inspectors, and other professionals.

Submitting a property through an agent-facing section of the Services, introducing a potential seller, communicating with Amoni Capital, or participating in a potential transaction does not automatically create:

a referral agreement;

a brokerage agreement;

an agency relationship;

a procuring-cause relationship;

a commission entitlement;

an exclusivity arrangement; or

any right to compensation.

Any commission, referral fee, cooperative compensation, or other payment must be separately agreed upon and must comply with applicable law.

14. Buyer and Investor Opportunities Amoni Capital may make information regarding properties, contractual interests, equitable interests, or potential real-estate opportunities available to buyers or investors.

Information concerning a potential opportunity is provided for evaluation purposes only.

Unless expressly agreed otherwise in a separate written agreement, Amoni Capital does not guarantee or warrant:

property condition;

market value;

after-repair value;

comparable sales;

repair costs;

rehabilitation costs;

construction costs;

rental income;

vacancy;

occupancy;

tenant performance;

operating expenses;

property taxes;

insurance costs;

financing availability;

title condition;

zoning;

permitted use;

investment returns;

profitability;

resale value;

future appreciation; or

future market performance.

Buyers and investors are responsible for conducting their own independent due diligence before entering into a transaction.

This may include obtaining inspections, title review, surveys, valuations, repair estimates, legal review, financial analysis, zoning review, financing review, environmental review, and other investigations considered appropriate.

15. Property Information Provided by Users You agree that information you knowingly submit through the Services will be accurate to the best of your knowledge.

You represent that you are authorized to provide information concerning any property you submit.

You may not knowingly:

impersonate a property owner;

falsely claim authority to act for another person;

submit materially false or misleading information;

submit another person's private information without authorization;

submit fraudulent property information; or

use the Services to facilitate unlawful activity.

Information you provide may include:

property address;

name;

telephone number;

email address;

ownership information;

occupancy information;

property condition;

repair information;

photographs;

desired sale timeline;

mortgage or lien information voluntarily provided;

property characteristics; and

other information relevant to evaluating a potential transaction.

Amoni Capital may seek to verify or supplement submitted information using lawful sources.

16. Public Records and Third-Party Property Data Amoni Capital may obtain or use information from third-party or public sources, including:

county records;

tax records;

appraisal-district records;

property databases;

real-estate databases;

mapping services;

market-data providers;

public records;

listing information; and

other lawful data sources.

Third-party and public-record information may be inaccurate, incomplete, delayed, duplicated, or outdated.

Amoni Capital does not guarantee the accuracy, completeness, or currentness of third-party information.

Users should independently verify information that is material to a transaction or decision.

17. Photographs, Documents, and Submitted Materials If you provide photographs, documents, descriptions, property information, or other materials through the Services, you represent that you have the right and authority to provide those materials.

You retain ownership of materials you own.

You grant Amoni Capital a non-exclusive, royalty-free license to use, reproduce, store, analyze, transmit, display, and share submitted materials as reasonably necessary to:

evaluate a property;

respond to your request;

evaluate or facilitate a possible transaction;

conduct due diligence;

obtain estimates;

communicate with transaction participants and service providers;

market or transfer a contractual or equitable interest where legally permitted;

provide and improve the Services;

prevent fraud;

maintain records;

comply with legal obligations; and

complete a transaction you authorize.

This license does not transfer ownership of your submitted materials to Amoni Capital.

18. Calculators and Educational Tools Amoni Capital may provide calculators, estimators, or educational tools concerning:

property values;

home-sale proceeds;

mortgages;

financing;

closing costs;

investment returns;

market conditions; or

19. Market Information Housing data, market trends, historical information, graphs, charts, maps, statistics, neighborhood information, comparable-property information, and market commentary available through the Services are provided for general informational purposes only.

Market information may come from third-party sources and may be delayed or inaccurate.

Past market performance does not guarantee future results.

Market conditions may change at any time.

Amoni Capital does not guarantee that market information is complete, current, accurate, or appropriate for a particular transaction or investment decision.

20. Testimonials, Reviews, and Examples The Services may contain testimonials, reviews, case studies, examples, descriptions of prior transactions, hypothetical examples, or statements describing experiences with Amoni Capital.

Individual experiences and transaction results vary.

Testimonials and examples do not guarantee that another seller, buyer, investor, agent, or user will receive the same:

offer;

price;

savings;

timeline;

proceeds;

financial result;

transaction structure; or

experience.

Any hypothetical example will be treated as illustrative rather than a promise of actual results.

21. No Securities Offering Unless expressly stated in separate legally compliant offering materials, nothing contained on the Services constitutes an offer to sell or solicitation of an offer to purchase:

securities;

partnership interests;

fund interests;

passive investment interests;

investment contracts; or

other regulated investment products.

General information concerning real-estate investing is provided for informational and educational purposes only.

22. No Professional Advice The Services do not constitute:

legal advice;

tax advice;

accounting advice;

appraisal services;

engineering advice;

inspection services;

lending advice;

financial advice; or

investment advice.

Amoni Capital is not acting as your attorney, accountant, tax adviser, financial adviser, appraiser, inspector, engineer, or lender merely by providing the Services.

Real-estate transactions may involve significant financial, tax, and legal consequences.

You should consult qualified professionals regarding your particular circumstances.

23. Calls, Text Messages, and Email If you provide a telephone number, email address, or other contact information in connection with an inquiry, Amoni Capital may respond to your inquiry and communicate with you regarding your property, requested Services, account, transaction, or relationship with Amoni Capital as permitted by applicable law.

Providing contact information through the website does not, by itself, constitute unlimited consent to receive every type of marketing communication.

Acceptance of these Terms, by itself, does not constitute prior express written consent to receive any telephone call or text message for which applicable law requires separate prior express written consent.

Where applicable law requires separate consent for automated, artificial-voice, prerecorded, AI-generated, AI-assisted, marketing, or similar communications, Amoni Capital will obtain or rely upon separate consent as required by applicable law.

Consent to receive marketing calls or text messages is not a condition of receiving a property evaluation, receiving an offer, purchasing a Service, or entering into a real-estate transaction with Amoni Capital.

Message frequency may vary.

Message and data rates may apply.

Where applicable, you may revoke consent to marketing communications using a reasonable method provided in the communication, including replying STOP to a text message where supported.

Where applicable, you may reply HELP for assistance.

Amoni Capital will process legally valid revocation and opt-out requests as required by applicable law.

Certain non-marketing communications may continue where permitted by law, including communications reasonably necessary to:

respond to your request;

administer an existing transaction;

provide requested information;

protect an account;

prevent fraud;

provide legally required notices; or

confirm an opt-out request.

Calls may be recorded or monitored for documentation, quality assurance, security, training, or compliance purposes where permitted by applicable law.

Any notice or consent required for recording will be provided or obtained where legally required.

24. Electronic Communications and Signatures You agree that communications concerning your use of the Services may be provided electronically where permitted by applicable law.

Where you separately agree to execute documents electronically, electronic signatures, acknowledgments, records, and contracts may have the same legal effect as paper records and handwritten signatures to the extent permitted by applicable law.

Any additional disclosure or consent required for electronic execution of a particular transaction may be presented separately.

Nothing contained in these Terms requires you to execute a real-estate purchase agreement.

25. Privacy Your use of the Services is also subject to the Amoni Capital Privacy Policy.

The Privacy Policy describes how personal information may be collected, used, disclosed, retained, protected, and otherwise processed.

These Terms do not replace the Privacy Policy.

26. User Accounts and Security Certain portions of the Services may allow users to create accounts or access dashboards.

You are responsible for maintaining the confidentiality of your login credentials and for activity conducted through your account.

You agree not to knowingly permit unauthorized persons to access your account.

You should promptly notify Amoni Capital if you believe that unauthorized access has occurred.

Amoni Capital may suspend, restrict, or terminate account access when reasonably necessary to address:

suspected fraud;

unauthorized access;

security risks;

misuse;

violations of these Terms; or

applicable legal requirements.

27. Acceptable Use You may use the Services only for lawful purposes.

You may not:

use the Services to violate applicable law;

submit fraudulent or intentionally misleading information;

impersonate another person;

interfere with the operation or security of the Services;

attempt to obtain unauthorized access to systems or accounts;

introduce viruses, malware, malicious software, or harmful code;

intentionally overload, damage, or disrupt the Services;

scrape, crawl, harvest, or systematically extract content or data without authorization;

use automated systems in a manner that materially interferes with operation of the Services;

infringe another person's intellectual-property, privacy, or other rights;

circumvent security or access restrictions; or

use the Services to facilitate fraudulent or unlawful activity.

Amoni Capital may restrict or terminate access to the Services for violations of this section.

28. Intellectual Property The Services and their original content, branding, designs, graphics, photographs, text, software, calculators, tools, layouts, logos, trademarks, and other proprietary material are owned by or licensed for use by Amoni Capital and may be protected by applicable intellectual-property laws.

Use of the Services does not transfer ownership rights to you.

Except as permitted by applicable law, you may not reproduce, distribute, modify, commercially exploit, publicly display, create derivative works from, or otherwise use protected Amoni Capital content without authorization.

29. Third-Party Services The Services may contain links to, integrations with, references to, or information from third-party providers.

Third parties may include:

title companies;

escrow providers;

lenders;

financing providers;

real-estate professionals;

contractors;

inspectors;

data providers;

mapping providers;

software providers;

analytics providers; and

other service providers.

A reference or link to a third party does not necessarily constitute an endorsement, recommendation, or guarantee.

Independent third parties operate under their own agreements, terms, policies, and privacy practices.

To the fullest extent permitted by applicable law, Amoni Capital is not responsible for the independent acts, omissions, representations, services, availability, security practices, or conduct of third parties.

30. Service Availability and Property Eligibility Amoni Capital does not guarantee that every Service, transaction structure, purchasing program, feature, offer, or opportunity will be available:

in every geographic area;

for every property;

to every user; or

at all times.

Property or transaction eligibility may depend upon legitimate business and transaction considerations, including:

geographic location;

property type;

condition;

title;

liens;

occupancy;

price;

marketability;

financial considerations;

transaction structure;

applicable law; and

other lawful criteria.

Amoni Capital may modify its service areas, property criteria, purchasing criteria, and available Services at any time, subject to applicable law and existing contractual obligations.

Amoni Capital intends to conduct its activities in accordance with applicable fair-housing and anti-discrimination laws.

31. Modification, Suspension, or Termination of Services Amoni Capital may modify, suspend, discontinue, restrict, or replace all or part of the Services at any time, subject to applicable law.

Amoni Capital does not guarantee that a particular website feature, calculator, account function, property-evaluation method, market-data feature, or other Service will remain available indefinitely.

Modification or discontinuation of the website does not modify the parties' obligations under a separately executed transaction agreement.

32. Disclaimer of Warranties TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

AMONI CAPITAL DOES NOT WARRANT OR GUARANTEE THAT THE SERVICES WILL BE:

ERROR-FREE;

UNINTERRUPTED;

SECURE;

COMPLETE;

ACCURATE;

CURRENT; OR

AVAILABLE AT ALL TIMES.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, AMONI CAPITAL DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

NO INFORMATION OR COMMUNICATION OBTAINED THROUGH THE SERVICES CREATES A WARRANTY NOT EXPRESSLY PROVIDED IN AN APPLICABLE WRITTEN AGREEMENT.

Nothing in these Terms waives any consumer-protection or other right that cannot lawfully be waived.

33. Limitation of Liability TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, AMONI CAPITAL AND ITS OWNERS, AFFILIATES, OFFICERS, EMPLOYEES, CONTRACTORS, AND AGENTS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES ARISING FROM OR RELATING SOLELY TO YOUR ACCESS TO OR USE OF THE WEBSITE OR SERVICES.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, AMONI CAPITAL'S AGGREGATE LIABILITY ARISING SOLELY FROM ACCESS TO OR USE OF THE WEBSITE OR SERVICES WILL NOT EXCEED THE GREATER OF:

THE AMOUNT YOU PAID DIRECTLY TO AMONI CAPITAL FOR THE WEBSITE SERVICE GIVING RISE TO THE CLAIM DURING THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM; OR

ONE HUNDRED DOLLARS ($100).

This limitation applies to website- and Service-related claims and does not replace, amend, increase, or decrease rights or liabilities arising under a separately executed:

real-estate purchase agreement;

assignment agreement;

brokerage agreement;

referral agreement;

closing document; or

other transaction-specific contract.

Nothing in these Terms excludes or limits liability for fraud, intentional misconduct, gross negligence where such liability cannot lawfully be limited, or any statutory or other liability that applicable law does not permit the parties to waive or limit.

These limitations apply only to the fullest extent permitted by applicable law.

34. Indemnification To the extent permitted by applicable law, you agree to indemnify and hold harmless Amoni Capital and its owners, affiliates, officers, employees, contractors, and agents from third-party claims, liabilities, damages, losses, and reasonable costs arising from:

your unlawful misuse of the Services;

information or materials you knowingly submit without authorization;

your infringement of another person's rights; or

your material violation of these Terms.

This section does not require you to indemnify Amoni Capital for liability resulting from Amoni Capital's own conduct where such indemnification is prohibited by applicable law.

35. Transaction Documents Control These Terms govern use of the website and Services.

Individual real-estate transactions are governed by their own transaction documents.

Those documents may include:

purchase agreements;

amendments;

addenda;

option agreements;

assignment agreements;

disclosures;

brokerage agreements;

referral agreements;

title documents;

escrow documents;

settlement statements; and

closing documents.

If these Terms conflict with a separately executed transaction agreement concerning a particular transaction, the transaction-specific agreement controls with respect to that transaction and conflict.

Nothing displayed on the website modifies an executed real-estate agreement unless the agreement is modified in the manner required by that agreement and applicable law.

36. Governing Law Except where applicable law requires otherwise, these Terms and disputes arising from or relating to use of the Services will be governed by the laws of the State of Texas, without regard to conflict-of-law principles.

Any court proceeding concerning these Terms will be brought in a court of competent jurisdiction as determined under applicable law unless the parties later agree in writing to another lawful dispute-resolution procedure or venue.

Nothing in this section deprives a consumer of a right or protection that applicable law does not permit the parties to waive.

37. Changes to These Terms Amoni Capital may update these Terms from time to time.

When the Terms are updated, the “Last Updated” date at the top of this page will be revised.

Changes will apply prospectively to the extent required by applicable law.

Where legally required, additional notice or consent will be provided.

Your continued use of the Services after revised Terms become effective may constitute acceptance of the revised Terms to the extent permitted by applicable law.

Changes to these website Terms do not automatically modify an existing signed real-estate or other transaction agreement.

38. Severability If any provision of these Terms is determined to be invalid, illegal, or unenforceable, that provision will be enforced to the maximum extent permitted by applicable law.

The remaining provisions will remain in full force and effect.

39. No Waiver Amoni Capital's failure to enforce any provision of these Terms does not waive its right to enforce that provision or another provision later.

A waiver is effective only to the extent expressly provided.

40. Assignment of Website Terms You may not assign your rights or obligations under these Terms without Amoni Capital's prior written consent.

Amoni Capital may transfer or assign these Terms in connection with:

formation or use of a successor entity;

restructuring;

merger;

acquisition;

sale or transfer of business assets;

transfer of operation of the website; or

a similar business transaction,

subject to applicable law.

This section concerns these website Terms only.

Whether a particular real-estate purchase agreement or contractual interest may be assigned is governed separately by the applicable transaction documents and applicable law.

41. No Third-Party Beneficiaries Except as expressly provided in a separate written agreement, these Terms are intended solely for the benefit of you and Amoni Capital and do not create contractual rights in any third party.

42. Headings Section titles and headings are provided for convenience only and do not limit or otherwise affect the interpretation of these Terms.

43. Entire Agreement Regarding Website Use These Terms and the Privacy Policy constitute the agreement governing your use of the Services, except where a separate written agreement governs a particular transaction or service.

A separate transaction agreement remains independently enforceable according to its terms.

44. Contact Questions concerning these Terms may be submitted through the contact method provided on the Amoni Capital website.

Amoni Capital may update this section when a dedicated business, support, or legal contact method is established.

Legal

Terms of Use

Effective Date: August 22, 2026Last Updated: August 22, 2026

If you do not agree to these Terms, do not use the Services.

1. Eligibility You must be at least 18 years old and legally capable of entering into binding agreements to use portions of the Services involving property submissions, accounts, transaction requests, or other contractual activity.

By using those portions of the Services, you represent that you satisfy these requirements.

2. About Amoni Capital Amoni Capital provides a real-estate platform through which homeowners may:

submit information regarding real property;

learn about potential selling options;

request an evaluation of a property;

receive information concerning a potential purchase;

communicate with Amoni Capital regarding a possible real-estate transaction; and

access educational content, calculators, market information, and other resources.

Amoni Capital may also provide information, resources, and opportunities for real-estate buyers, investors, agents, brokers, and other real-estate professionals.

Use of the Services does not, by itself, create a:

purchase agreement;

brokerage agreement;

agency relationship;

fiduciary relationship;

partnership;

joint venture;

lender-borrower relationship;

attorney-client relationship;

financial-advisory relationship; or

other professional or contractual relationship.

Any such relationship must arise from a separate agreement or applicable law.

3. Amoni Capital May Act as a Principal When Amoni Capital, an owner of Amoni Capital, an affiliated business, a designated acquisition entity, or another purchaser identified in transaction documents enters into an agreement concerning real property, that party may be acting as a principal for its own account rather than as the property owner's real-estate agent, broker, adviser, or fiduciary.

The interests of a purchaser and seller may differ.

Nothing on the Services should be interpreted as a recommendation that you sell a property to Amoni Capital rather than:

listing the property with a real-estate professional;

selling the property to another purchaser;

retaining the property;

refinancing the property; or

pursuing another available alternative.

4. No Obligation to Sell You are never obligated to sell your property merely because you:

visit the website;

submit an address;

provide property information;

request an evaluation;

create an account;

receive an estimate;

speak with Amoni Capital; or

receive a proposed offer.

You should review any proposed transaction carefully before signing a binding agreement.

5. No Guaranteed Offer or Transaction Submitting information through the Services does not guarantee that Amoni Capital or another purchaser will make an offer or purchase your property.

Subject to applicable law, Amoni Capital may:

decline to evaluate a property;

decline to make an offer;

request additional information;

revise an estimated purchase price;

correct errors;

withdraw a nonbinding proposal;

change purchasing criteria;

determine that a property does not meet applicable criteria; or

determine that a proposed transaction will not proceed.

A binding obligation to purchase or sell real property exists only when the applicable parties execute a separate written agreement creating such an obligation.

Nothing displayed through the Services, standing alone, constitutes a binding real-estate purchase agreement.

6. Estimated Cash Offers, Home Values, and Proceeds The Services may display or reference an:

estimated cash offer;

estimated property value;

home value;

potential purchase price;

estimated seller proceeds;

estimated savings;

estimated closing timeline;

estimated repair amount;

market value estimate; or

similar figure.

Unless expressly presented to you as a formal written offer governed by specified terms, these figures are estimates or illustrations only.

An online estimate is not:

a binding offer to purchase;

an appraisal;

a broker price opinion;

a comparative market analysis;

a guarantee of fair market value;

a guarantee of seller proceeds;

an underwriting determination;

a loan offer;

a financing commitment;

a guarantee that a transaction will close;

financial advice;

investment advice;

tax advice; or

legal advice.

Actual property value, transaction terms, seller proceeds, expenses, and closing timelines may differ materially from estimates displayed through the Services.

The applicable signed transaction documents and final settlement or closing statement control the actual transaction.

7. Meaning of “Cash Offer” Unless otherwise stated in a specific written offer or purchase agreement, references to a “cash offer” generally mean a proposed purchase that is not conditioned upon the purchaser obtaining conventional mortgage financing as a condition of closing.

The term “cash offer” does not mean that a purchaser may not use:

its own funds;

private capital;

transactional funding;

credit facilities;

financing;

lenders;

investment partners;

joint-venture partners; or

other lawful sources of funds.

A cash offer does not guarantee that:

a transaction will close;

title requirements will be waived;

contractual conditions will be satisfied;

a particular closing date will occur; or

funds have been irrevocably committed before closing.

Seller proceeds are generally paid through the applicable title, escrow, attorney, or other lawful closing process.

The applicable written purchase agreement controls if its terms differ from general descriptions contained on the website.

8. Fees, Costs, Commissions, and “As-Is” Transactions The Services may contain statements such as:

“no commissions”;

“no agent commissions”;

“no repairs”;

“no showings”;

“no fees”;

“sell as-is”; or

similar descriptions.

These statements are general descriptions of potential transaction features and are subject to the terms of the specific transaction.

A seller may nevertheless be responsible for amounts associated with the property or transaction, including, where applicable:

mortgage payoffs;

liens;

property taxes;

assessments;

homeowners-association amounts;

utility balances;

prorations;

governmental charges;

title matters;

judgments;

seller-selected services; or

other amounts allocated to the seller under the applicable agreement or closing statement.

An “as-is” transaction generally means that the purchaser is willing to acquire the property in its existing physical condition subject to the applicable written agreement.

The applicable purchase agreement and closing documents control the allocation of costs and obligations between the parties.

9. Property Acquisitions and Acquisition Entities A real-estate transaction may be entered into by Amoni Capital, an owner of Amoni Capital, an affiliated business, a designated acquisition entity, a partner, or another purchaser identified in the applicable transaction documents.

The person or entity identified as purchaser in the signed agreement is the contractual purchaser for purposes of that agreement.

Use of the Amoni Capital brand on the website does not change the legal identity of the purchaser identified in a separately executed contract.

10. Contractual and Equitable Interests Depending on the transaction and the applicable written agreement, Amoni Capital or another contracting purchaser may acquire:

legal title to real property;

a contractual right to purchase real property;

an option relating to real property; or

another lawful contractual or equitable interest.

Where permitted by the applicable contract and applicable law, contractual rights or equitable interests may be assigned, transferred, sold, partnered, or otherwise disposed of.

Amoni Capital or another party involved in such a transaction may receive compensation or earn a profit.

These Terms do not constitute or replace any transaction-specific equitable-interest disclosure required by law.

Nothing in these Terms creates a right to assign a purchase agreement when the applicable purchase agreement prohibits assignment.

11. Texas Equitable-Interest Disclosures For transactions subject to Texas law, a person selling an option or assigning an interest in a contract to purchase real property will make written disclosures as required by applicable Texas law.

Such disclosures will be made separately when legally required.

Acceptance of these Terms does not constitute the property owner's or potential buyer's transaction-specific equitable-interest disclosure.

12. Real-Estate License Holders One or more individuals associated with Amoni Capital may hold a real-estate broker or sales-agent license.

The existence of such a license does not automatically mean that the license holder represents you or owes you fiduciary duties.

Nothing contained in these Terms is intended to substitute for a transaction-specific license disclosure required by law.

A brokerage, agency, or representation relationship will exist only where established under applicable law and any applicable written agreements.

13. Agents and Real-Estate Professionals Amoni Capital may work with real-estate agents, brokers, investors, wholesalers, lenders, title companies, attorneys, contractors, inspectors, and other professionals.

a referral agreement;

a brokerage agreement;

an agency relationship;

a procuring-cause relationship;

a commission entitlement;

an exclusivity arrangement; or

any right to compensation.

Any commission, referral fee, cooperative compensation, or other payment must be separately agreed upon and must comply with applicable law.

14. Buyer and Investor Opportunities Amoni Capital may make information regarding properties, contractual interests, equitable interests, or potential real-estate opportunities available to buyers or investors.

Information concerning a potential opportunity is provided for evaluation purposes only.

Unless expressly agreed otherwise in a separate written agreement, Amoni Capital does not guarantee or warrant:

property condition;

market value;

after-repair value;

comparable sales;

repair costs;

rehabilitation costs;

construction costs;

rental income;

vacancy;

occupancy;

tenant performance;

operating expenses;

property taxes;

insurance costs;

financing availability;

title condition;

zoning;

permitted use;

investment returns;

profitability;

resale value;

future appreciation; or

future market performance.

Buyers and investors are responsible for conducting their own independent due diligence before entering into a transaction.

15. Property Information Provided by Users You agree that information you knowingly submit through the Services will be accurate to the best of your knowledge.

You represent that you are authorized to provide information concerning any property you submit.

You may not knowingly:

impersonate a property owner;

falsely claim authority to act for another person;

submit materially false or misleading information;

submit another person's private information without authorization;

submit fraudulent property information; or

use the Services to facilitate unlawful activity.

Information you provide may include:

property address;

name;

telephone number;

email address;

ownership information;

occupancy information;

property condition;

repair information;

photographs;

desired sale timeline;

mortgage or lien information voluntarily provided;

property characteristics; and

other information relevant to evaluating a potential transaction.

Amoni Capital may seek to verify or supplement submitted information using lawful sources.

16. Public Records and Third-Party Property Data Amoni Capital may obtain or use information from third-party or public sources, including:

county records;

tax records;

appraisal-district records;

property databases;

real-estate databases;

mapping services;

market-data providers;

public records;

listing information; and

other lawful data sources.

Third-party and public-record information may be inaccurate, incomplete, delayed, duplicated, or outdated.

Amoni Capital does not guarantee the accuracy, completeness, or currentness of third-party information.

Users should independently verify information that is material to a transaction or decision.

17. Photographs, Documents, and Submitted Materials If you provide photographs, documents, descriptions, property information, or other materials through the Services, you represent that you have the right and authority to provide those materials.

You retain ownership of materials you own.

You grant Amoni Capital a non-exclusive, royalty-free license to use, reproduce, store, analyze, transmit, display, and share submitted materials as reasonably necessary to:

evaluate a property;

respond to your request;

evaluate or facilitate a possible transaction;

conduct due diligence;

obtain estimates;

communicate with transaction participants and service providers;

market or transfer a contractual or equitable interest where legally permitted;

provide and improve the Services;

prevent fraud;

maintain records;

comply with legal obligations; and

complete a transaction you authorize.

This license does not transfer ownership of your submitted materials to Amoni Capital.

18. Calculators and Educational Tools Amoni Capital may provide calculators, estimators, or educational tools concerning:

property values;

home-sale proceeds;

mortgages;

financing;

closing costs;

investment returns;

market conditions; or

19. Market Information Housing data, market trends, historical information, graphs, charts, maps, statistics, neighborhood information, comparable-property information, and market commentary available through the Services are provided for general informational purposes only.

Market information may come from third-party sources and may be delayed or inaccurate.

Past market performance does not guarantee future results.

Market conditions may change at any time.

Amoni Capital does not guarantee that market information is complete, current, accurate, or appropriate for a particular transaction or investment decision.

20. Testimonials, Reviews, and Examples The Services may contain testimonials, reviews, case studies, examples, descriptions of prior transactions, hypothetical examples, or statements describing experiences with Amoni Capital.

Individual experiences and transaction results vary.

Testimonials and examples do not guarantee that another seller, buyer, investor, agent, or user will receive the same:

offer;

price;

savings;

timeline;

proceeds;

financial result;

transaction structure; or

experience.

Any hypothetical example will be treated as illustrative rather than a promise of actual results.

21. No Securities Offering Unless expressly stated in separate legally compliant offering materials, nothing contained on the Services constitutes an offer to sell or solicitation of an offer to purchase:

securities;

partnership interests;

fund interests;

passive investment interests;

investment contracts; or

other regulated investment products.

General information concerning real-estate investing is provided for informational and educational purposes only.

22. No Professional Advice The Services do not constitute:

legal advice;

tax advice;

accounting advice;

appraisal services;

engineering advice;

inspection services;

lending advice;

financial advice; or

investment advice.

Amoni Capital is not acting as your attorney, accountant, tax adviser, financial adviser, appraiser, inspector, engineer, or lender merely by providing the Services.

Real-estate transactions may involve significant financial, tax, and legal consequences.

You should consult qualified professionals regarding your particular circumstances.

23. Calls, Text Messages, and Email If you provide a telephone number, email address, or other contact information in connection with an inquiry, Amoni Capital may respond to your inquiry and communicate with you regarding your property, requested Services, account, transaction, or relationship with Amoni Capital as permitted by applicable law.

Providing contact information through the website does not, by itself, constitute unlimited consent to receive every type of marketing communication.

Message frequency may vary.

Message and data rates may apply.

Where applicable, you may revoke consent to marketing communications using a reasonable method provided in the communication, including replying STOP to a text message where supported.

Where applicable, you may reply HELP for assistance.

Amoni Capital will process legally valid revocation and opt-out requests as required by applicable law.

Certain non-marketing communications may continue where permitted by law, including communications reasonably necessary to:

respond to your request;

administer an existing transaction;

provide requested information;

protect an account;

prevent fraud;

provide legally required notices; or

confirm an opt-out request.

Calls may be recorded or monitored for documentation, quality assurance, security, training, or compliance purposes where permitted by applicable law.

Any notice or consent required for recording will be provided or obtained where legally required.

24. Electronic Communications and Signatures You agree that communications concerning your use of the Services may be provided electronically where permitted by applicable law.

Any additional disclosure or consent required for electronic execution of a particular transaction may be presented separately.

Nothing contained in these Terms requires you to execute a real-estate purchase agreement.

25. Privacy Your use of the Services is also subject to the Amoni Capital Privacy Policy.

The Privacy Policy describes how personal information may be collected, used, disclosed, retained, protected, and otherwise processed.

These Terms do not replace the Privacy Policy.

26. User Accounts and Security Certain portions of the Services may allow users to create accounts or access dashboards.

You are responsible for maintaining the confidentiality of your login credentials and for activity conducted through your account.

You agree not to knowingly permit unauthorized persons to access your account.

You should promptly notify Amoni Capital if you believe that unauthorized access has occurred.

Amoni Capital may suspend, restrict, or terminate account access when reasonably necessary to address:

suspected fraud;

unauthorized access;

security risks;

misuse;

violations of these Terms; or

applicable legal requirements.

27. Acceptable Use You may use the Services only for lawful purposes.

You may not:

use the Services to violate applicable law;

submit fraudulent or intentionally misleading information;

impersonate another person;

interfere with the operation or security of the Services;

attempt to obtain unauthorized access to systems or accounts;

introduce viruses, malware, malicious software, or harmful code;

intentionally overload, damage, or disrupt the Services;

scrape, crawl, harvest, or systematically extract content or data without authorization;

use automated systems in a manner that materially interferes with operation of the Services;

infringe another person's intellectual-property, privacy, or other rights;

circumvent security or access restrictions; or

use the Services to facilitate fraudulent or unlawful activity.

Amoni Capital may restrict or terminate access to the Services for violations of this section.

28. Intellectual Property The Services and their original content, branding, designs, graphics, photographs, text, software, calculators, tools, layouts, logos, trademarks, and other proprietary material are owned by or licensed for use by Amoni Capital and may be protected by applicable intellectual-property laws.

Use of the Services does not transfer ownership rights to you.

29. Third-Party Services The Services may contain links to, integrations with, references to, or information from third-party providers.

Third parties may include:

title companies;

escrow providers;

lenders;

financing providers;

real-estate professionals;

contractors;

inspectors;

data providers;

mapping providers;

software providers;

analytics providers; and

other service providers.

A reference or link to a third party does not necessarily constitute an endorsement, recommendation, or guarantee.

Independent third parties operate under their own agreements, terms, policies, and privacy practices.

30. Service Availability and Property Eligibility Amoni Capital does not guarantee that every Service, transaction structure, purchasing program, feature, offer, or opportunity will be available:

in every geographic area;

for every property;

to every user; or

at all times.

Property or transaction eligibility may depend upon legitimate business and transaction considerations, including:

geographic location;

property type;

condition;

title;

liens;

occupancy;

price;

marketability;

financial considerations;

transaction structure;

applicable law; and

other lawful criteria.

Amoni Capital may modify its service areas, property criteria, purchasing criteria, and available Services at any time, subject to applicable law and existing contractual obligations.

Amoni Capital intends to conduct its activities in accordance with applicable fair-housing and anti-discrimination laws.

31. Modification, Suspension, or Termination of Services Amoni Capital may modify, suspend, discontinue, restrict, or replace all or part of the Services at any time, subject to applicable law.

Amoni Capital does not guarantee that a particular website feature, calculator, account function, property-evaluation method, market-data feature, or other Service will remain available indefinitely.

Modification or discontinuation of the website does not modify the parties' obligations under a separately executed transaction agreement.

32. Disclaimer of Warranties TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

AMONI CAPITAL DOES NOT WARRANT OR GUARANTEE THAT THE SERVICES WILL BE:

ERROR-FREE;

UNINTERRUPTED;

SECURE;

COMPLETE;

ACCURATE;

CURRENT; OR

AVAILABLE AT ALL TIMES.

NO INFORMATION OR COMMUNICATION OBTAINED THROUGH THE SERVICES CREATES A WARRANTY NOT EXPRESSLY PROVIDED IN AN APPLICABLE WRITTEN AGREEMENT.

Nothing in these Terms waives any consumer-protection or other right that cannot lawfully be waived.

33. Limitation of Liability TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, AMONI CAPITAL AND ITS OWNERS, AFFILIATES, OFFICERS, EMPLOYEES, CONTRACTORS, AND AGENTS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES ARISING FROM OR RELATING SOLELY TO YOUR ACCESS TO OR USE OF THE WEBSITE OR SERVICES.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, AMONI CAPITAL'S AGGREGATE LIABILITY ARISING SOLELY FROM ACCESS TO OR USE OF THE WEBSITE OR SERVICES WILL NOT EXCEED THE GREATER OF:

THE AMOUNT YOU PAID DIRECTLY TO AMONI CAPITAL FOR THE WEBSITE SERVICE GIVING RISE TO THE CLAIM DURING THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM; OR

ONE HUNDRED DOLLARS ($100).

This limitation applies to website- and Service-related claims and does not replace, amend, increase, or decrease rights or liabilities arising under a separately executed:

real-estate purchase agreement;

assignment agreement;

brokerage agreement;

referral agreement;

closing document; or

other transaction-specific contract.

These limitations apply only to the fullest extent permitted by applicable law.

34. Indemnification To the extent permitted by applicable law, you agree to indemnify and hold harmless Amoni Capital and its owners, affiliates, officers, employees, contractors, and agents from third-party claims, liabilities, damages, losses, and reasonable costs arising from:

your unlawful misuse of the Services;

information or materials you knowingly submit without authorization;

your infringement of another person's rights; or

your material violation of these Terms.

This section does not require you to indemnify Amoni Capital for liability resulting from Amoni Capital's own conduct where such indemnification is prohibited by applicable law.

35. Transaction Documents Control These Terms govern use of the website and Services.

Individual real-estate transactions are governed by their own transaction documents.

Those documents may include:

purchase agreements;

amendments;

addenda;

option agreements;

assignment agreements;

disclosures;

brokerage agreements;

referral agreements;

title documents;

escrow documents;

settlement statements; and

closing documents.

Nothing displayed on the website modifies an executed real-estate agreement unless the agreement is modified in the manner required by that agreement and applicable law.

36. Governing Law Except where applicable law requires otherwise, these Terms and disputes arising from or relating to use of the Services will be governed by the laws of the State of Texas, without regard to conflict-of-law principles.

Nothing in this section deprives a consumer of a right or protection that applicable law does not permit the parties to waive.

37. Changes to These Terms Amoni Capital may update these Terms from time to time.

When the Terms are updated, the “Last Updated” date at the top of this page will be revised.

Changes will apply prospectively to the extent required by applicable law.

Where legally required, additional notice or consent will be provided.

Your continued use of the Services after revised Terms become effective may constitute acceptance of the revised Terms to the extent permitted by applicable law.

Changes to these website Terms do not automatically modify an existing signed real-estate or other transaction agreement.

38. Severability If any provision of these Terms is determined to be invalid, illegal, or unenforceable, that provision will be enforced to the maximum extent permitted by applicable law.

The remaining provisions will remain in full force and effect.

39. No Waiver Amoni Capital's failure to enforce any provision of these Terms does not waive its right to enforce that provision or another provision later.

A waiver is effective only to the extent expressly provided.

40. Assignment of Website Terms You may not assign your rights or obligations under these Terms without Amoni Capital's prior written consent.

Amoni Capital may transfer or assign these Terms in connection with:

formation or use of a successor entity;

restructuring;

merger;

acquisition;

sale or transfer of business assets;

transfer of operation of the website; or

a similar business transaction,

subject to applicable law.

This section concerns these website Terms only.

Whether a particular real-estate purchase agreement or contractual interest may be assigned is governed separately by the applicable transaction documents and applicable law.

41. No Third-Party Beneficiaries Except as expressly provided in a separate written agreement, these Terms are intended solely for the benefit of you and Amoni Capital and do not create contractual rights in any third party.

42. Headings Section titles and headings are provided for convenience only and do not limit or otherwise affect the interpretation of these Terms.

43. Entire Agreement Regarding Website Use These Terms and the Privacy Policy constitute the agreement governing your use of the Services, except where a separate written agreement governs a particular transaction or service.

A separate transaction agreement remains independently enforceable according to its terms.

44. Contact Questions concerning these Terms may be submitted through the contact method provided on the Amoni Capital website.

Amoni Capital may update this section when a dedicated business, support, or legal contact method is established.