Estimate what you could take home after selling.
See how selling costs, your mortgage payoff, repairs, and other expenses could affect what you walk away with.
Estimated proceeds
Compare the path, not just the price.
Use this plan to understand costs, then request a property-specific Amoni offer when you're ready.
Compare with a cash offerStart with the path that fits your move.
Refine your cost assumptions +
Real estate agent fees
Enter the negotiated compensation expected under your listing and transaction agreements.
Staging and preparation
Include cleaning, landscaping, storage, photography, staging, painting, and other listing preparation.
Seller concessions
Estimate any amount you may agree to contribute toward the buyer’s transaction expenses.
Homeownership and overlap costs
Include utilities, insurance, taxes, temporary housing, and overlapping payments during the selling period.
Title, escrow, and closing costs
Estimate title, escrow, recording, settlement, and other transaction-specific charges.
Repairs needed to sell
Include pre-listing repairs and possible inspection-related work or repair credits.
Other liens and expenses
Add HOA balances, additional liens, legal expenses, moving costs, or another expected deduction.
Important disclosure
This calculator is for general informational purposes only. Results are estimates and may not include every cost associated with selling a home. Actual costs and proceeds may vary based on the property, transaction, and closing terms. Results are not an appraisal, cash offer, tax calculation, legal opinion, or final settlement statement. Consider consulting the appropriate real estate, title, legal, lending, or tax professional before making a transaction decision.
Understand the numbers.
How are my estimated proceeds calculated?+
Your estimated proceeds are calculated by starting with your expected home sale price and subtracting your estimated mortgage payoff and selling costs. Depending on the selling path you select, those costs may include agent compensation, closing costs, repairs, preparation, concessions, and other expenses. Your actual proceeds may vary.
What is the difference between sale price and estimated proceeds?+
Your sale price is the amount a buyer agrees to pay for your home. Estimated proceeds are what may remain after your mortgage payoff and estimated selling costs are deducted from the sale price.
What selling costs should I include?+
Selling costs can include agent compensation, title and closing costs, repairs or preparation, seller concessions, and other transaction-related expenses. The costs that apply to you will depend on your property and how you choose to sell.
How should I estimate agent compensation?+
Agent compensation is negotiable and can vary by transaction. If you plan to work with a real estate agent, enter the compensation you expect to pay based on your agreement with your agent. If you’re unsure, you can adjust the assumption later as you learn more about your selling options.
Is my mortgage balance the same as my payoff amount?+
Not always. Your mortgage payoff is the amount required to fully satisfy the loan and may include accrued interest, fees, or other charges that aren’t reflected in the principal balance shown on your mortgage statement. Your lender can provide an official payoff amount.
Should I include repairs or preparation costs?+
If you expect to make repairs, improvements, clean the property, stage it, or otherwise prepare it for sale, include those anticipated expenses in your estimate. If you plan to sell without making repairs, you can reduce or remove those assumptions.
Does this calculator include taxes?+
No. The calculator does not determine income taxes, capital-gains taxes, property-tax adjustments, or your individual tax liability. Tax consequences vary by property and seller, so consult a qualified tax professional if you need advice about your situation.
Is this estimate an appraisal, cash offer, or closing statement?+
No. The calculator provides an estimate for general informational purposes only. It is not an appraisal, cash offer, guarantee of value, or final settlement statement. Actual sale proceeds and transaction costs may differ.
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